If you want to make a real difference in a third-world country for people who are trying to help themselves out of poverty, please consider lending as little as $25 through the Kiva organization. I have been working with them for several years and I have been able to continue charitable giving throughout my own personal economic downturn. It's that painless and that gratifying.
Here's an invitation: http://kiva.org/invitedby/cindy8685
Thanks for considering joining this excellent organization!
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